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Loveland Police Department entry pay

What this agency pays a new officer to start, and how that compares with the rest of the country.

Entry pay onlyEvery salary here is what an officer is paid on day one, out of the academy — base pay on a 40-hour week, with no overtime, shift differential, specialty or education pay counted. Nobody stays on it.

Loveland Police Department starts at $93,696 a year — about $45.05 an hour on a 2,080-hour year, before overtime. That is $27,011 above the median of the 2,288 agencies on this list, and $25,556 above the median for municipal agencies.

Cost of livingPrices in Colorado run about 3% above the national average, so this is worth roughly $90,921 somewhere at average prices — $2,775 less than the headline figure. Most of that is rent, at 127 against a national average of 100, where goods are 99. Based on state-wide price levels, because this agency is not tied to a single metro area, from the U.S. Bureau of Economic Analysis, 2024. The salary above is what the employer publishes; this line is our arithmetic on it, and nothing on this site is ranked on it.

How big the department isLoveland Police Department reported 116 sworn officers and 62 civilian staff to the FBI for 2025. That is 1.4 officers per 1,000 residents, over a population of 82,330.A rate is only meaningful for a city department, where the population served is the city’s own. Reporting to the FBI is voluntary, so a count can reflect a partial return as easily as a small agency, and the FBI asks that agencies not be compared on staffing. Source: FBI Uniform Crime Reporting, Full-time Law Enforcement Employees, 2025.

What Loveland says about itself

The population of Loveland is approximately 80,000. Loveland PD employs 119 sworn officers and nearly 70 professional staff.

What Loveland does

The Loveland Police Department serves the city of Loveland, Colorado, in Larimer County at the mouth of the Big Thompson Canyon, with 119 sworn officers and nearly 70 professional staff for a population of about 80,000. The City prices its police classes on a pay plan of their own, separate from the citywide one, with a single-step Police Officer/Recruit rate beneath a four-step Police Officer ladder whose steps are crossed by months of service rather than by rank or assignment. Officers are issued a take-home car and contribute 10 per cent of base salary to a money purchase plan against a City contribution of up to 15 per cent.

Where the figure comes from

Checked 21 September 2026. City of Loveland, 2026 Police Department Pay Plan, dated 8 April 2026 — Annual Rates, "PD1 Police Officer $93,695.75" at Step 1, printed beside the hourly rate "PD1 Police Officer $45.0461". — open the source document
Their source is effective 8 April 2026.
Entry-level base salary only. Overtime, bonuses, education incentives, shift differentials, locality pay and lateral rates are excluded, so most officers earn more than this.

Entry pay, 2023–2026

Every point is the entry-class annual base printed in the agency’s own pay document. Base pay only — no shift differential, incentives or allowances.

$80k$85k$90k$95k$81,500Jan 2023$85,800Jan 2024$89,661Jan 2025$93,696Jan 2026current rate+5.3%+4.5%+4.5%
In effect
City of Loveland police step plans — Police Officer Step 1 annual across four plan years: $81,500 in the 2023 plan (document 141349), $85,800.00 in the 2024 plan (document 474465), $89,661.00 in the 2025 proposed plan (document 474464) and $93,695.75 in the 2026 proposed plan (document 494485). THE STATUS OF EACH IS NAMED RATHER THAN BLURRED: 2023 and 2024 are adopted plans, 2025 and 2026 are the City's PROPOSED plans, which are the only form in which those two years are published. The dates are the plan years; Loveland pay plans take effect on 1 January by resolution. — open the source document.
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How this level compares

Where Loveland sits is partly about the agency and partly about which level of policing it belongs to. The three levels do not pay the same.

LevelLowestMedianHighestAgencies
Municipal$33,280$68,140$163,6191549
County$35,000$63,565$132,263516
Special jurisdiction$31,200$60,204$107,95471
State$33,994$65,166$110,916145
Federal$70,477$73,502$86,5305
Territory$16,640$28,236$43,3549
What this shows

Federal agencies pay the most to start

The middle federal agency starts at $73,502 — about $5,400 more than the middle municipal agency and about $9,900 more than the middle county agency and about $13,300 more than the middle special jurisdiction agency and about $8,300 more than the middle state agency and about $45,300 more than the middle territory agency. Loveland starts at $93,696, so $25,556 above the municipal middle.

How it ranks

Nationally #199of 2,288 agencies Top 9% of everything we have verified
In CO #2of 46 agencies 44 pay less, 1 pay more
Hourly to start $45on a 2,080-hour year Base pay only, before overtime or any differential

Common questions

How much does a Loveland Police Department officer make?

Loveland Police Department starts a new officer on $93,696 a year, about $45.05 an hour on a 2,080-hour year. That is base salary before overtime, bonuses, education incentives, shift differentials and locality pay, so most serving officers earn more. The figure comes from City of Loveland, 2026 Police Department Pay Plan, dated 8 April 2026 — Annual Rates, "PD1 Police Officer $93,695.75" at Step 1, printed beside the hourly rate "PD1 Police Officer $45.0461"..

Is that good pay for a police officer in Colorado?

It ranks #2 of 46 agencies we have verified in Colorado — 44 pay less, 1 pay more in the state — and #199 of 2,288 nationally. Against the national median it is $27,011 above, and against other municipal agencies $25,556 above.

Compare with another department

Put Loveland Police Department side by side with any other agency on the site — the two salaries, what each is worth once local prices are counted, and which comes out ahead.

Compare Loveland

The agencies either side of it

Other agencies in CO

Go
#AgencyLevelSworn #Entry payVs LovelandNational
1Fort Collins Police ServicesMunicipal241$103,544+$9,848#93
3Colorado State PatrolState706$91,620−$2,076#233
4Arvada Police DepartmentMunicipal159$90,555−$3,141#258
5Parker Police DepartmentMunicipal89 / 97$89,898−$3,798#271
6Longmont Police DepartmentMunicipal150$87,312−$6,384#317
7Johnstown Police DepartmentMunicipal26 / 29$86,944−$6,752#324
8Broomfield Police DepartmentMunicipal135$86,029−$7,667#337
9Castle Rock Police DepartmentMunicipal94$85,488−$8,208#346
10Golden Police DepartmentMunicipal53$85,321−$8,375#350
11Lakewood Police DepartmentMunicipal274$85,093−$8,603#353
12Breckenridge Police DepartmentMunicipal25$83,990−$9,705#375
13Littleton Police DepartmentMunicipal86$83,280−$10,416#397

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